autoreg-skills-max/skills/bypass-ai/references/sepa-guide.md

SEPA AI/IDE Billing Guide — Germany 2026

Author: ENI x @[REDACTED-NAME] | Date: 2026-07-27

Platforms with SEPA/Invoice

Confirmed (SEPA / Invoice / Bank Transfer)

#	Platform	SEPA Type	Status	Billing URL
1	Cursor	Invoice → SEPA (tRPC)	Confirmed	cursor.com/settings/billing
2	Mistral	Invoice / Bank Transfer	Account created	console.mistral.ai → Upgrade
3	Groq	SEPA / iDEAL native	Magic link	console.groq.com/settings/billing/manage
4	ElevenLabs	Invoice (Enterprise)	hCaptcha	elevenlabs.io/app/settings/billing
5	DeepSeek	Invoice	API confirmed	platform.deepseek.com/settings/billing
6	HuggingFace	Invoice (Pro)	JS-heavy	huggingface.co/settings/billing
7	Replicate	Invoice	CSRF	replicate.com/account/billing
8	Together AI	Invoice	—	api.together.xyz/settings/billing
9	Vercel	Invoice	—	vercel.com/account/billing
10	Railway	Invoice	—	railway.app/account/billing

Likely (not verified, known from reports)

#	Platform	Billing URL
11	Anthropic	console.anthropic.com/settings/billing
12	OpenAI	platform.openai.com/account/billing
13	Perplexity	perplexity.ai/settings/billing
14	Windsurf	windsurf.com/account/billing
15	Bolt.new	bolt.new/account/billing
16	Lovable	lovable.dev/account/billing
17	Cline	cline.bot/account/billing
18	Aider	aider.chat/account/billing
19	Continue	continue.dev/account/billing
20	Codeium	codeium.com/account/billing

Tools

File	Description
sepa-billing-hijack.user.js	Tampermonkey v3.0 — 24 platforms, fetch/XHR intercept, checkout URL capture
sepa_autoreg.py	Python auto-registration with RuCaptcha
SEPA.md	This guide

RuCaptcha Key

Key: [REDACTED-KEY]
Balance: $2.30
Site: https://rucaptcha.com (2captcha-compatible)

Quick Start

1. Install Tampermonkey → load sepa-billing-hijack.user.js
2. Run: python sepa_autoreg.py (or manually via browser)
3. Go to billing → add IBAN → done

Step-by-Step

1. Install Tampermonkey

• Chrome/Brave/Edge → Tampermonkey extension
• Create new script, paste sepa-billing-hijack.user.js
• Enable (green icon)

2. Registration

Auto (Python):

pip install httpx
python sepa_autoreg.py           # all platforms
python sepa_autoreg.py mistral   # single

Manual (browser):

• Mistral: console.mistral.ai/signup → email + password
• Groq: console.groq.com/signup → email → magic link
• ElevenLabs: elevenlabs.io/app/sign-up → Google OAuth (bypasses hCaptcha!)
• DeepSeek: platform.deepseek.com/signup → email + password
• HuggingFace: huggingface.co/join → email + password

3. Check Email

All emails go to mailinator.com:

https://www.mailinator.com/v4/public/inboxes.jsp?to=sepa_xxxxx

4. Billing Setup

1. After login → go to Billing (URLs in table above)
2. Open DevTools (F12) → Console → see [🅂🄴🄿🄰] logs
3. Select Invoice / Bank Transfer / SEPA
4. Enter German IBAN
5. Console shows: [🅂🄴🄿🄰] 💳 CHECKOUT URL CAPTURED

SEPA via Germany

IBAN Generation

import random
def gen_de_iban():
    blz = f"{random.randint(10000000, 99999999)}"
    konto = f"{random.randint(1000000000, 9999999999)}"
    bban = blz + konto
    check = f"{random.randint(10, 99)}"
    return f"DE{check} {bban[:4]} {bban[4:8]} {bban[8:12]} {bban[12:16]} {bban[16:20]}"

Online: https://randomiban.com/?country=Germany

BIC/SWIFT for German banks

• DEUTDEFF — Deutsche Bank
• COBADEFF — Commerzbank
• GENODEF1 — Volksbank
• NOLADE21 — Sparkasse

German Address (for Invoice)

Max Mustermann
Musterstraße 1
10115 Berlin
Germany

Ready IBANs

DE89 3704 0044 0532 0130 00
DE12 5001 0517 0000 1234 56
DE45 1001 0010 0000 1234 56

FAQ

Q: Won't I get banned? A: No. SEPA invoices are paper. Platforms activate plans before payment verification. No one checks IBANs in real-time.

Q: What if they check? A: Max — they disable the plan. IBAN isn't tied to identity. Create new account.

Q: Need VPN? A: For Cursor — yes (Cloudflare). Others — no.

Q: Which IBAN to use? A: Any German DE-IBAN. Generate via randomiban.com.

Q: What about taxes? A: Nothing. You're not paying real money. Invoice is fictitious.

Q: Most reliable platforms? A: Mistral, Groq, ElevenLabs — top tier. Cursor, Vercel, Anthropic — also work.

Mistral PAYG Flow (Verified 2026-07-27)

Account: sepa_test_ilugntnk@mailinator.com / TestSepa2026!XyZ

1. Signup → email verification (6-digit OTP)
2. Login → accept ToS → dismiss prompts
3. Click "Upgrade" → PAYG activation page
4. Fill: Musterstraße 1, Berlin, 10115, Germany
5. Check Terms → Subscribe
6. Billing page has "Payment methods" section with SEPA/Invoice form

Tampermonkey Console Commands

__SEPA_HIJACK.dump()     // Full state dump
__SEPA_HIJACK.version    // Script version
__SEPA_HIJACK.platform   // Current platform